Unlock tax-free cash
without the stress of moving

Whatever your financial goals your Specialist Adviser can compare hundreds of equity release plans and lifetime mortgages to help you achieve them. So, whether you want to guarantee an inheritance, or have no monthly repayments to make, they can find the right plan for you.

100% independent

Your Specialist Adviser is not tied to any lender so they can compare the whole market.

Safeguards

A no negative equity
guarantee comes as standard.

Honest advice

Expert advice with no
pressure or obligation to proceed.

Getting started

Get a quick quote

Use our free equity release calculator to find out in less than a minute if you qualify and how much you could release.

Calculate now

Speak to an adviser

Book a free Fact Find call to find out from an experienced Equity Release Adviser if equity release is right for you.
A fee of £1,695 is payable only if you choose to proceed and your case completes, and can be added to your loan.

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FAQs

It’s important that you fully understand equity release before taking out a plan.

Find out more

The facts about equity release

Spend the money however you like

Popular uses include repaying debts or an interest-only mortgage, making home improvements and helping loved ones.

Get a fixed low rate for life

Interest rates are going up, we still have plans at starting at 6%. This is fixed for the life of the plan. The rate you get will depend on your individual circumstances.

Still provide an inheritance

To be sure of leaving an inheritance for your loved ones some plans enable you to protect a percentage of your property.

No negative equity guarantee

Whatever happens to the value of your home you can never owe more than the price it’s sold for, meaning no debt can be passed on.

Repayments your way

There are typically no monthly repayments to make, but with some plans you can make payments to reduce interest.

Live in your home for life

You have the right to live in your home (rent free) for life: until you pass away or move into long-term care.

It’s important you know

Throughout your equity release journey your dedicated adviser will be with you every step of the way. They will help you to decide if it’s right for you, without obligation and without it costing you a penny.

Should you decide to go ahead your Specialist Adviser can offer UK whole of market advice.

If you are considering equity release, we recommend that you read through ‘Things to think about‘. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.

Equity release may involve a home reversion or a lifetime mortgage, which is secured against your property. To understand these features and risks, ask for a personalised illustration. Equity release requires paying off any existing mortgage. Any money released, plus accrued interest, would be repaid upon death, or moving into long term care.

We provide initial advice for free and without obligation. Only if you choose to proceed and your case completes would a typical fee of £1,695 be payable, which can also be added to your loan.

Things to think about